Bank Account Fees Keep Rising in French Banks
In 2026, bank account maintenance fees continue to increase for most customers in French banks. This trend has been ongoing for several years and is putting growing pressure on household budgets.
1. Significant Increase
Banks raised these fees by around 6% on average in 2026.
This applies to the basic cost of having and managing a checking account.
The rise has been consistent over multiple years, often exceeding general inflation.
2. Reasons for the Increase
Account maintenance fees, once almost nonexistent, have become standard.
Some banks have significantly increased their rates, sometimes over several years.
These increases add to other bank fees, such as card fees or extra services.
3. Impact on Customers
The average annual fee for a basic account is around €23–24, depending on the bank and customer profile.
Free or online-only accounts are still rare but help reduce costs.
Other bank fees are also rising, further increasing the total cost for customers.
4. Broader Context
The rise in account maintenance fees reflects a general trend of higher banking costs in France.
Consumers are advised to compare offers and check their contracts to minimize expenses.